Introduction 1
Part I: Assessing Your Financial Fitness and Setting Goals 7
Chapter 1: Improving Your Financial Literacy 9
Chapter 2: Measuring Your Financial Health 21
Chapter 3: Managing Where Your Money Goes 41
Chapter 4: Establishing and Achieving Goals 53
Part II: Spending Less, Saving More 75
Chapter 5: Dealing with Debt 77
Chapter 6: Reducing Your Spending 95
Chapter 7: Trimming Your Taxes 123
Part III: Building Wealth through Investing 147
Chapter 8: Considering Important Investment Concepts 149
Chapter 9: Understanding Your Investment Choices 177
Chapter 10: Investing in Funds 197
Chapter 11: Investing in Retirement Accounts 215
Chapter 12: Investing in Taxable Accounts 237
Chapter 13: Investing for Educational Expenses 251
Chapter 14: Investing in Real Estate: Your Home and Beyond 263
Part IV: Insurance: Protecting What You Have 305
Chapter 15: Insurance: Getting What You Need at the Best Price 307
Chapter 16: Insurance on You: Life, Disability, and Health 325
Chapter 17: Covering Your Assets 349
Part V: Where to Go for More Help 363
Chapter 18: Working with Financial Planners 365
Chapter 19: Using a Computer to Manage Your Money 383
Chapter 20: On Air and in Print 395
Part VI: The Part of Tens 401
Chapter 21: Survival Guide for Ten Life Changes 403
Chapter 22: Ten Tactics to Thwart Identity Theft and Fraud 417
Glossary 423
Index 439
