The Author
List of Abbreviations
Preface
General Introduction
Part I. The Insurance Company
Chapter 1. The Insurance Company: Its Form
Chapter 2. Access to Business: Authorisation – Requirements and Procedures
Chapter 3. Supervision
Chapter 4. Technical Reserves and Investments
Chapter 5. Accountancy
Chapter 6. Taxation of the Company
Part II. The Insurance Contract: General
Chapter 1. Generalities (Characteristics, Interpretation, Categories, General Principles)
Chapter 2. Essential Elements (Essentialia Negotii) of an Insurance Contract
Chapter 3. Formation of the Insurance Contract (Precontractual Phase, Actual Formation of the Contract, Validity Requirements, Proof of the Contract; Insurance Policies)
Chapter 4. Term of an Insurance Contract
Chapter 5. Duties of a Policyholder (Insured)
Chapter 6. Duties of the Insurer
Chapter 7. Insurance and Third Parties (Third-Party Beneficiary Clauses, Direct Action, etc.)
Chapter 8. Duty to Pay Interest
Chapter 9. Termination of the Insurance Contract (End of Term, Disappearance of the Risk, Cancelling of the Contract, Statute of Limitations, etc.)
Chapter 10. Limitation Period (Prescription Period)
Part III. Property and Civil Liability Insurance
Chapter 1. Property and Liability Insurance in General
Chapter 2. Property Insurance in General
Chapter 3. Liability Insurance (General Liability Insurance, Professional Liability, Product Liability, Environmental Insurance, etc.)
Chapter 4. Other Specific Types of Insurance
Part IV. Motor Insurance
Chapter 1. General Overview
Chapter 2. Types of Motor Insurance Contracts
Chapter 3. Duty to Conclude a Motor Insurance Contract
Chapter 4. Essential Elements
Chapter 5. Formation, Entry into Force and Termination of the Motor Insurance Contract
Chapter 6. Procedure for Submitting a Claim and Its Assessment by the Insurer or the Latvian National Insurers’ Bureau
Chapter 7. Recourse Claim (Subrogation)
Part V. Personal Insurance (Insurance of the Person)
Chapter 1. Private Health Insurance
Chapter 2. Accident Insurance
Chapter 3. Life Insurance
Chapter 4. Pension Funds
Part VI. Insurance Intermediaries
Chapter 1. Scope of the Act
Chapter 2. Supervision Activities
Chapter 3. Scope of Supervision
Part VII. Reinsurance and Co-insurance
Chapter 1. Reinsurance
Chapter 2. Co-insurance
Chapter 3. Insurance Pools
Part VIII.Taxation of Insurance
Chapter 1. Value Added Tax
Chapter 2. Personal Income Tax
Chapter 3. Enterprise Income Tax
Part IX. Risk Management and Prevention
Chapter 1. Guarantee Fund Within Motor Insurance
Chapter 2. Insured Protection Fund
Chapter 3. Medical Treatment Risk Fund
Selected Bibliography
Index