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详细
Birds’ Modern Insurance Law continues to provide students with a concise yet analytical explanation of the fundamental principles of insurance law. Written in an accessible and straightforward manner the work covers everything from the history of insurance and regulation, through to the various forms of insurance such as life, and liability.
- Analyses the increasingly complex legal rules affecting contracts of insurance
- Provides a more distinct treatment of consumer insurance law as opposed to commercial insurance lawIncludes recent case law on, in particular, increase of risk, breaches of condition and waiver, subrogation and motor insurance and MIB liability
- Includes the Third Parties (Rights against Insurers) Act 2010
- Considers the Law Commissions’ recommendations for reform of consumer insurance disclosure and representation and their continuing review of the law
- Reflects the latest conduct of business rules made by the Financial Services Authority
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- Introduction: the nature and definition of insurance and insurance law
- The regulation of insurance
- Insurable interest
- Insurance of third parties’ interests
- Formalities and formation of the insurance contract
- Insurers’ repudiations of policies and liability – general considerations
- Utmost good faith – fraud, non-disclosure and misrepresentation
- Utmost good faith on the part of the insurer
- Warranties and conditions
- Premiums
- Assignment
- Intermediaries
- Construction and causation: risks covered and risks excepted
- Claims under the policy
- Payment under the policy – the measurement of loss
- Reinstatement
- Subrogation
- Contribution and double insurance
- Life insurance
- Liability insurance
- Motor vehicle insurance
- Employers’ liability and other compulsory insurances
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"a turgid and difficult (albeit challenging and interesting) subject, Professor Birds has produced what must be one of the most lucid texts for this market in any subject…For the student, the academic passed the baton of teaching insurance law, and the busy adviser called on to advise on insurance law, this book can be securely recommended."
Insurance Law and Practice
