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Consumer Financial Services Complaints and Compensation, 2nd Edition

Consumer Financial Services Complaints and Compensation, 2nd Edition

  • 作者:
  • 出版商: Sweet & Maxwell U.K.
  • ISBN: 9780414034044
  • 出版时间 July 2017
  • 规格: Paperback
  • 适应领域: U.K. ? 免责申明:
    Countri(es) stated herein are used as reference only

List Price: ¥2,343.60

¥2,273.29 Save ¥70.31 (3%)

发货时间:大约 4-5 weeks
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  • 描述 
  • 大纲 
  • 详细

    This fully revised new edition, previously called Consumer Complaints and Compensation: A Guide for the Financial Service Market, examines the compliance and redress regime for mis-selling, administration and claims problems with a practical emphasis on complaint handling.

     

    Consumer Financial Services Complaints and Compensation examines the compliance and redress regime for misselling, administration and claims problems with a practical emphasis on complaint handling. It helps financial services firms and their advisers understand and apply all the current rules and best practice procedures relating to the fair treatment of customers.

      • Explains in detail the FCA’s complaints rules in the DISP sourcebook
      • Gives step-by-step coverage of the complaint handling procedure, from identifying and investigating complaints to the decision whether to uphold
      • Covers the complaints procedures in specific types of claim, including mortgages, pensions, PPI and general insurance complaints
      • Gives detailed explanation of the principles of compensation and the claims process
      • Looks at the Financial Ombudsman Service and other dispute resolution options, including FSCS, enforcement action and arbitration
      • Incorporates all changes arising from the Retail Distribution Review, MiFID II, IMD II, and the FCA Handbook
  • Part 1: Handling Complaints
    The Scope of the FCA Complaints rules (DISP)
    Building the complaints procedure
    Identifying complaints
    Acknowledgement
    Investigating Complaints
    Assessing the Complaint (including the Rules to be Applied)
    Closing the case
    The Financial Ombudsman Service
    Other dispute resolution options, including FSCS, enforcement action and arbitration

    Part 2: Deciding whether to uphold the complaint
    Sales complaints generally – deciding whether the firm is liable
    Savings and investment complaints
    Pensions complaints
    Mortgage related sales complaints –
    endowments, pensions and interest- only generally
    lifetime mortgages and equity redemption
    bad lending complaints
    General insurance sales complaints
    PPI sales complaints
    Protection sales complaints
    Administration complaints
    Avoiding liability
    Causation
    Non-advised
    Execution-only
    Insistent customer

    Part 3: Compensation
    The general principles
    Pensions
    Mortgage-related complaints
    General insurance complaints, particularly PPI
    Administration complaints
    Claims

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